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Abberly Waterstone Blog

False: "Renting is Throwing Money AWay"

Joseph Coupal - Wednesday, March 21, 2018

Abberly Waterstone Apartments, Stafford, VAYou might have heard the old adage “renting is throwing money away.” It seems like common sense. You don’t buy anything when you rent, but you get to keep the house you buy. However, nothing could be further from the truth.

Buying a home is a lot more complicated than “Rent, except you get to keep it.” Not only are there major additional costs that you’ll be paying for the rest of your life (like repairs, renovations, and property tax), but for the first several years of your mortgage, you’re barely even gaining any equity!

Should you keep renting? Is renting better than buying? Or should you purchase a home? Is buying the better choice? Your answer is going to depend on a massive number of factors, including:

  • The local price-to-rent ratio.
  • How long you’ll live there.
  • Your alternative investment options.
  • Your assumptions about inflation and investment gains.
  • Maintenance, repair, insurance, property tax and capital expense costs.
  • The rate at which rents rise.
  • Et cetera, etc., etc.

You get the picture. This myth that “renting is throwing money away” is wrongheaded. In fact, it’s dangerous. It oversimplifies a life-changing, six-figure decision. It’s probably caused thousands (or millions) of people to buy houses they later regret.

While it’s true that you’re buying an asset when you purchase a house, it’s an asset that barely keeps pace with inflation, and you lose the opportunity to make other investments. Not to mention, renting is underrated.

For more information on apartments in Stafford, VA contact Abberly Waterstone.


Virginia, One of the Best States To Live in 2018

Joseph Coupal - Tuesday, March 13, 2018

Abberly Waterstone Apartments, Stafford, VAWe used science and data to determine which U.S. states have it made.

Do you live in one of the best states in America?

You might think people across the nation like to think they live in the best place in the country. After all, you wouldn’t spend your lives somewhere that you truly didn’t love. Right? Not always. In fact, according to a Pew Research Center study not too long ago determined that almost half of Americans would rather live somewhere else than they do now.

Well, if you’re in one of the states we’re about to highlight, odds are you don’t want to go anywhere.

The purpose of this study is to use science to determine which of our great American states are the absolute best. While unbiased, this research does take into account factors that almost all Americans would agree are desirable. Therefore, while you may have strong opinions either way, you can’t argue against the methodology.

After analyzing all 50 U.S. states, we came up with this list as the 10 best states in our nation for 2018:

  1. New Hampshire
  2. Massachusetts
  3. Connecticut
  4. New Jersey
  5. Virginia
  6. Vermont
  7. Hawaii
  8. Minnesota
  9. Maryland
  10. Rhode Island

How we crunched the numbers for the best states of 2018

We threw a lot of criteria at this one in order to get the best, most complete results possible. Using FBI crime data and the most recent ACS 2012-2016, this is the criteria we used:

  • Population Density (The higher the better)
  • Lowest Unemployment Rates
  • High Median Income
  • High Home Values
  • Levels of College Education
  • A lot of insured people
  • Low Crime
  • No poverty

We then ranked each state from 1 to 50 for the criteria with a #1 ranking being the best for the particular criteria.

Next, we averaged the rankings into one “Best Place To Live Index”.

Finally, we ranked every state on the “Best Place To Live Index” with the lowest index being the Best State To Live in America for 2018.

For more information on apartments in Stafford, VA contact Abberly Waterstone.


3 Reasons Renting Can Be Better than Buying

Joseph Coupal - Wednesday, March 07, 2018

Abberly Waterstone Apartments, Stafford, VAThe housing crash permanently altered the perception of homeownership. Renting is now, if not vogue, a socially acceptable alternative to homeownership. And here are a few reasons why renting can be even better than owning a home.


First of all, renters have a greater liquidity than homeowners, a financial flexibility that cannot be understated in today’s economy. Homes are a highly illiquid form of investment, given that they cannot be sold quickly. That’s not to say buyers don’t exist, but they’re not necessarily easy to come by either. A house cannot be quickly converted into cash without the possibility of losing a large percentage of its value. Renters avoid this problem entirely.

And unlike homeowners, renters invest no equity in their property, so they’re able to put that money elsewhere. This is important to note because homes are not appreciating like they used to. Homes are not the safe bet that people have always relied on. If people are interested in seeing large investment returns, they’re better off putting their money elsewhere.


Renting also affords a mobility that homeownership cannot. Instead of being bogged down by the process of selling a home, renters can move as soon as the lease expires. Then they’re free to move wherever they like, trying out new neighborhoods or sticking around what they know. And they don’t have to rehab their unit prior to moving. They don’t have to engage in costly updates to make their unit more desirable. Escrow might as well be a word in a foreign language. Additionally, renters don’t have to pay for anything to be fixed — that’s the landlord’s job. Instead of replacing a busted washer and dryer, many renters can just request a fix from the property manager. It’s incredibly easy, saving both time and money.


Many rental properties offer numerous facilities and benefits that homes do not. Apartment communities offer amenities that cater to life’s essentials — and then some. Some of these amenities are in-unit, like upgraded kitchens, energy efficient appliances, smart control HVAC systems and designated storage spaces. Plus, there are community amenities that homeowners lack. These include gyms, dog runs and in-apartment daycare. Renters save an incredible sum by avoiding membership fees.

The data doesn’t lie: According to The State of the Nation’s Housing 2017, the number of renter households rose by 600,000 from 2015 to 2016, marking 12 consecutive years of growth. Conversely, during the same 12-year period, the national homeownership rate fell. And not only did this figure fall, it decreased every single year. The stigma behind renting has all but vanished, demonstrating clear advantages with which homeownership cannot compete.

For more information on apartments in Stafford, VA contact Abberly Waterstone.


Virginia is a Great Place to Retire, Affordable Too!

Joseph Coupal - Friday, March 02, 2018

Abberly Waterstone Apartments, Stafford, VAEach year, countless workers rack their brains trying to determine whether the time is right to bring their careers to a close.

But while deciding what age to retire is certainly important, it's just as crucial to figure out where to retire. After all, once you stop working, you'll move over to a fixed income, at which point you'll need to put more thought into how much you're spending each month. Furthermore, since you'll have a lot of time on your hands in the absence of a full-time job, you'll probably want to live someplace that offers a decent array of local amenities and entertainment.

With all of that in mind, WalletHub recently compiled a list of the best and worst states for retirees this year. The data is the result of various factors, including cost of living, amenities and attractions, and senior health services -- and it might actually help you land on the best state for your golden years.

#5 Virginia

Of course, the list speaks to the 50 states' overall rank, but as a near-retiree, you may be inclined to base your decision heavily on cost of living.

In cost of living, Virginia ranks #18!

For more information on apartments in Stafford, VA contact Abberly Waterstone.


USA Today

Reasons to Move to Virginia

Joseph Coupal - Thursday, February 22, 2018

Abberly Waterstone Apartments, Stafford, VAWith wide open spaces and big city living, the Commonwealth offers plenty of reasons to make a move.

The home of more presidents than any other state, Virginia’s history is long and rich – and residents are continuing to grow the state by attracting top jobs and high-quality education while celebrating the past. Whether you’re looking for metropolitan excitement or country leisure, Virginia is a top place to live. Here are eight reasons to consider relocating.

City Living, Country Relaxing

No matter where you live in Virginia, you can have the best of both worlds. Major cities such as Richmond, Virginia Beach and Charlottesville offer thriving art scenes, public transportation, diverse culinary offerings and other city amenities. Right outside city limits, you can find the Atlantic Ocean, the Appalachian Mountains or even just wide open country.

Blast to the Past

As one of the original 13 colonies, Virginia’s history is long and rich. Odes to the past can be found all over the state with George Washington’s home Mount Vernon, the Arlington National Cemetery and Historic Williamsburg – just to name a few. Want even more history? Northern Virginia borders Washington D.C., so there’s even more ways to get in touch with America’s roots.

Jobs, Jobs, Jobs

Looking for new job opportunities? Virginia’s job growth lends itself the ideal environment for starting or switching your career easily, with unemployment below the national average at 3.8 percent. Leading job sectors in the state include farming, military, service and business. In fact, Northern Virginia is home to six of the 20 highest income counties in the United States.

Quality Health Care

A top hospital is never far away in Virginia, with 89 hospitals throughout the state. Inova Fairfax Hospital is the largest hospital in the Washington D.C. metropolitan area, and the University of Virginia Medical Center is highly ranked in endocrinology. Virginia also has a ratio of 127 primary care physicians per 10,000 residents, which is the 16th highest ratio nationally.

Earn a Degree

Virginia’s school system consistently ranks in the top 10 on the National Assessment of Educational Progress for school quality and student performance. In fact, Virginia has a high school graduation rate of 85 percent. And after high school, students have 176 colleges and universities in the state to choose from – many of which are nationally ranked.

Discover Things to Do in Virginia

The Old Dominion is also rich in arts and culture, with publicly funded museums across the state, as well as theaters found in cities and suburbs. The Wolf Trap National Park for the Performing Arts in Vienna is the only national park designed for us as a performing arts center. The Virginia Opera and the Virginia Symphony Orchestra lead the state’s fine arts, and with Washington D.C. to the north, the Smithsonian museum system is also in reach.

Family-Friendly Fun

Looking for family fun? Head to one of the state’s seasonal festivals for some quirky fun and to explore your new home. At the end of July, don’t miss the annual Pony Swim & Auction, where wild Chincoteague ponies take a swim in the bay. In September, Bay Days celebrates Chesapeake Bay’s 400 year history, featuring live music and historical events, or there’s the Shenandoah Apple Blossom Festival in May that hosts parades and bluegrass concerts.

Happy Neighbors

Virginia cities are often ranked as some of the happiest in the country, with Charlottesville most recently named the happiest city in America by the US National Bureau of Economic Research. And with high job prospects, nationally ranked schools and plenty to do across the state, how could Virginians not be happy?

For more information on apartments in Stafford, VA contact Abberly Waterstone.


Top VA Community for Retirees: Stafford, VA Area

Joseph Coupal - Wednesday, February 14, 2018

Abberly Waterstone Apartments, Stafford, VASmartAsset named the Fredericksburg/Stafford area a best place to live in Virginia, this time for retirees.

The personal finance research website reports on the livability of communities across the U.S. They looked at state and local tax rates; the number of doctors’ offices, recreation centers and retirement centers per thousand residents in each area; and the number of seniors in each area as a percentage of the total population.

The Fredericksburg/Stafford area ranked sixth in Virginia for retirees. The city has 8.2 doctors’ offices per 1,000 residents, 2 recreation centers for the same number of locals, and 0.4 retirement centers per 1,000.

The percentage of seniors in the city’s overall population is 10.3 percent.

For more information on apartments in Stafford, VA contact Abberly Waterstone.


Celebrating Valentine's Day in the Area

Joseph Coupal - Wednesday, February 07, 2018

Abberly Waterstone Apartments, Stafford, VAIf you live in an apartment in Stafford, VA you may be looking for something to do in the area on Valentine's day. Here are a few ideas.

Whether you celebrate Valentine's Day for friendship, love or romance, there are options throughout the area.

Blue & Grey Brewing Company

Valentine's Day Beer and Wine Pairing Dinner, a five course six beer (or wine) 'Melody of Classics'. 6:30 p.m. $75 per person, plus tax and 18 percent gratuity. Reservations at 540-371-7799.

Colonial Cupcakes

Send a dozen Red Velvet cupcakes to your special someone. They will be delivered with your personal message in a special valentine box with a bow. Colonial Cupcakes delivers within 25 miles of Fredericksburg. $27

Frenchman's Corner

Vlezenbek Belgium based Neuhaus Chocolates released two new heart-shaped pralines chocolates for Valentine's Day 2013: one in dark with Szechuan pepper and the other milk with passion fruit.

Inn at the Old Silk Mill

Dinner and dancing Valentine's celebration 6 - 10 p.m. on Saturday, Feb. 16. $40 a person; $80 a couple. Complete details at the website. RSVP by Feb. 13.

Jay's Restaurant and Lounge

Cupid's Party Valentine's Dinner and show featuring NuCorp Band. 7 p.m. - midnight, Feb. 14. $15 to enter. Dinner packages $75 a couple. Make your reservation at 540-479-6000.

K Pearlman Photography

"Any session (maternity, family, engagement, pet, senior or couples) booked on Valentine's Day will be a two for one, two sessions for the price of one," Karen wrote on Facebook. "Both sessions may be used by the purchaser or given as a gift to a friend."

University of Mary Washington

The University of Mary Washington's Department of Theatre & Dance presents Harvey, a comedy by Mary Chase in duPont Hall's Klein Theatre; 8 p.m. Feb. 14 - 16 and Feb. 21 - 23; 2 p.m. Feb. 17 and 24; AfterWords post-performance discussion on Feb. 17; $18 general admission, $16 students and senior citizens.

The Virginia Wine Experience

Special wine, beer, chocolate and flower packages for Valentine's Day.


Why Stafford, VA?

Joseph Coupal - Friday, February 02, 2018

Abberly Waterstone Apartments, Stafford, VAStafford’s location is ideal! We are situated just 25 miles south of the Washington, DC Beltway and 50 miles north of Richmond. The County offers a pro-business climate, with quality of life amenities like beautiful parks, award-winning law enforcement, championship golf courses, and nationally ranked schools.

A vibrant, educated population

  • Nearly 40% population growth in the last decade
  • Over 30% of the population has a college degree; 39% of graduates have advanced degrees
  • High disposable income

More home for the money

  • Excellent housing supply (rent and own) at significantly lower prices than in Northern Virginia and Washington DC
  • Lower taxes than in Northern Virginia, Washington DC or Maryland (no boat tax, no aircraft tax, low property and real estate tax rates)
  • Wide variety of living choices, including: waterfront, golf club communities, gated communities, suburban, country and active adult communities

Excellent essential services

  • Excellent healthcare, including Stafford Hospital, part of Level II Trauma system Mary Washington Healthcare
  • Rich historical resources
  • Wealth of cultural and outdoor recreational opportunities
  • Robust library system
  • Outstanding local public schools, including K-12 Stafford County Schools, Germanna Community College, University of Mary Washington and University of Maryland University College
  • Growing retail sector with nationally-renowned companies and independent, family-owned establishments

For more information on apartments in Stafford, VA contact Abberly Waterstone.


Apartments in Stafford Committed to Quality and Service

Joseph Coupal - Tuesday, January 23, 2018

Abberly Waterstone Apartments, Stafford, VAAbberly Waterstone is a new and vibrant community that offers a fresh perspective on apartment living in Stafford, VA. With a perfect blend of thoughtfully designed floor plans, outstanding features, and a desirable location, residents are sure to experience all the elements of better living. Our prime location on beautiful rolling terrain, tucked away and removed from congestion but only minutes from shopping, dining and downtown Stafford. Residents will value the ideal proximity to all the necessities and the benefit of easy access to VRE, Quantico, several government agencies, historic Fredericksburg and Washington, DC via Jefferson Davis Road (Hwy 1) and I-95. All of this, plus a customer service promise backed by the HHHunt brand.

But don’t just take our word for it, here is what some of our residents are saying:

"Love living here. The leasing staff made my transition easy and supportive. They are always friendly when I have a question and have reasonable response times."

"Absolute beautiful place to live! Everyone has been so friendly. Highly recommend Abberly"

"I moved into one of the 2-story cottage style apartment August 15, 2017. I cant enough good things about the complex. Outstanding office staff. They have been there every time I needed them or a service request. Mia, Asst Manager was our first experience. She is absolutely the best! As I got to know the others Kyle, Michelle & April it only got even better. I love the complex and everything that it offers. It would take me hours to write out everything I like about Abberly Waterstone! It is by far the best apartment complex I have ever lived in. Thank you all for making it a great place to call HOME."

For more information on apartments in Stafford, VA contact Abberly Waterstone.


Benefits of Moving into a Brand New Apartment Community

Joseph Coupal - Tuesday, January 16, 2018

Abberly Waterstone Apartments, Stafford, At first thought, some of the biggest benefits of moving to a new property may be living in a brand new space where everything from appliances to carpet is being used for the first time. But Abberly Waterstone offers a renting experience that goes beyond new paint.

The excitement of moving into a new property has been likened to that of freshman year of college in a dorm – residents are open to meeting new people and forming new friendships, and everyone is taking this fresh, next step at the same time. Among the benefits of living at a brand new property:

  • Living in a community where everyone is there for the first time builds a sense of community faster because everyone is new and experiencing the property together.
  • High volume of residents moving in on one weekend creates a bond in each specific building.
  • Because the property and amenities such as the pool, gym and clubroom are brand new, renters are exploring them together and taking pride in the space.
  • Regular gatherings and resident events, all providing opportunities for residents to continue get to know their new neighbors.

With every new property, residents have a unique and easy move-in experience. There is something so special about being the first person to live in a space, and everyone has opportunities to connect with others that are also experiencing this community for the first time.

New residents are offered a clean slate in a unit and a community-centric property.

Residents like new apartment communities because they are new, they can watch the community evolve. It's exciting to see new neighbors move in.

Breaking in a new property with neighbors who are also new to the grounds allows for a unique community dynamic. With the holidays approaching, neighbors have an opportunity to share experiences and create "new" traditions in their very own community.

For more information on apartments in Stafford, VA, contact Abberly Waterstone.



Abberly Waterstone Apartment Homes

140 Abberly Drive, Stafford, VA 22554
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